Your Partner for a Healthier, Financially Secure Life.

Access affordable healthcare, get out of debt, protect your family, and save on daily expenses—all through your employer.

Trusted Guarantees

We care about Wellness

Benefits that keep your bank balance in good health

Services We Provide

Bophelo100 provides integrated health, financial, and lifestyle benefits for your workforce, reducing financial stress and absenteeism while demonstrating real commitment to your team.

Health Solutions​

Health insurance is your safety net for medical expenses. It covers the cost of GP visits, medicines, and sometimes hospital stays, so you don't have to pay the full amount out of your own pocket at once. For a fixed monthly premium, you get access to private healthcare, ensuring you and your family get the treatment you need, when you need it.

Financial Transformation

Financial Transformation is your all-in-one solution to achieve lasting financial wellness. We empower your employees or members with the tools and support they need to take control of their money. Through our platform, they get instant access to their credit score, a personal credit coach for one-on-one guidance, and credit education to build healthy financial habits. When emergencies arise, we provide access to fair and affordable finance. And as they progress, they unlock rewards for positive financial behavior. Let's empower your people to move from financial stress to financial freedom.

Specialist Guarantees and Insurance for Construction, Energy, and Mining

Bophelo 100 delivers tailored financial security solutions that keep projects moving and assets protected across South Africa’s most critical industries. From construction bonds and performance guarantees for EPC contractors, to exclusive fuel guarantees and business insurance for service stations (in partnership with Guardrisk), and full-value mining rehabilitation guarantees accepted by the DMRE—we provide immediate capacity, regulatory compliance, and smarter alternatives to traditional funding models. Wherever you operate, our solutions ensure your commitments are backed and your liabilities are covered.

Employee Benefits

Bonds and Guarantees

Estate Planning and Wills

Investments

Bophelo 100 provides specialized financial security instruments tailored for the construction, infrastructure, and renewable energy sectors.

Construction Bonds and Guarantees

Bophelo 100 provides specialized financial security instruments tailored for the construction, infrastructure, and renewable energy sectors. Our comprehensive suite of bonds and guarantees is designed to protect project owners, while empowering EPC contractors, main contractors, subcontractors, and suppliers to secure high-value projects with confidence.

Fuel Guarantee and Business Insurance

Bophelo 100, in partnership with Guardrisk, delivers an exclusive fuel guarantee solution for members of the Fuel Retailers Association (FRA), alongside comprehensive, tailor-made business insurance available to all. 

Mining Rehabilitation Guarantee

Bophelo 100 offers a forward-looking solution to a critical regulatory requirement: the financial provision for mining rehabilitation. Replacing the limitations of traditional trust funding, our full-value guarantee, accepted by the Department of Mineral Resources and Energy, makes the total required sum available from day one.

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